

Your money is splitacross two countries
Let’s bring it togetherunder one roof.






A private banker for every expat.
You moved.
Your money didn’t.

Oregano builds one portfolio for everything you own, across countries.
Everything we plan around
Real estate
Indian stocks
US stocks
Mutual funds
Savings account
Fixed deposits
Real estate
Indian stocks
US stocks
Mutual funds
Savings account
Fixed deposits
Gold investments
Bonds and securities
International remittance
Foreign exchange
Tax
NPS or retirement
Gold investments
Bonds and securities
International remittance
Foreign exchange
Tax
NPS or retirement
How it works
1Connect what you own
Link your banks and brokers in each country, or upload statements.
2Get your portfolio
What to buy, sell and keep, built for you every month.
3Place it in one tap
You place each trade yourself, at your own broker.
Good morning, AbhishekYour October portfolio is ready.
Three changes, checked by Sola.
Sell · US tech shares£3,000
Buy · Global index fund£2,000
Buy · UK gilts fund£1,000
Everything else stays as it is, including your Nifty 50 fund and your NRE deposit.
Good morning, AbhishekOne thing needs you this week.
Add your vested work shares to your safety net
~£6,400
They vested on Thursday, so selling now means little tax. And your safety net is still £6,000 short.
UK TAX, EST.~£40
INDIA TAX£0
Good morning, AbhishekYour biggest opportunity
Make your home money safe.
You want to buy within a year. You’ll need about £157,500 in pounds. £120,000 is ready.
Ready in pounds£120,000
Still needed£37,500
That £37,500 sits in US shares today. If markets dip just when you need it, you’d have to sell low.

What tochange this month
A short list across everything you own, with the amounts worked out.
Tax,worked out for you
Each week we tell you the one thing that needs you, and what it costs in tax on both sides.
Plan forwhat’s next
See what you have ready for a goal and what’s still needed, in the currency you’ll spend it in.
$19 a month, or $190 a year
Wealth managers usually charge 1% of what they manage, every year.That’s the Founding Member price, for the first 500 members and for as long as they’re members. After that, Oregano is $29 a month or $250 a year.
Every portfolio is checked by a person

A monthly check-in, and a message when something needs you.
I moved too
“I’ve spent 16 years building fintech products and 10 years living outside India, in the UK and the UAE. Every bank and adviser I dealt with could see one country of my money. None could see both.
So I built the firm I needed, for anyone whose money lives in more than one country.”
Abhishek TripathiFounderYour questions,
answered
Neither. We tell you what to buy and sell. Your money stays at your own bank and broker.
Anyone whose money spans more than one country, or who’d like it to. You may have moved abroad and kept savings back home, or you may live in India and own US stocks, or want to. Wherever you live, request an invitation and tell us where your money lives, and where you’d like it to go.
Yes. Request an invitation and tell us where you’d like to invest.
We admit members in groups we can serve well, one country at a time. We read every request but can’t accept them all, so not every request gets a reply. If yours is accepted, your invitation comes by email, with two invitations of your own to give to family or friends.
We plan around the tax rules in both countries and prepare paperwork like NRI status updates. We don’t file your return, but we give your accountant a clear summary.
Oregano can never move money in or out of your accounts or place trades. Sensitive credentials are stored encrypted, and you can disconnect any account at any time.
Your bank’s investment manager sees the accounts at that bank. Oregano looks at everything you own, across countries, and takes no commission on any product it recommends.
Yes. Your portfolio already covers both countries, so a move home is part of the plan.
No. Oregano provides information, analysis and planning tools. It is not a regulated financial adviser (yet), does not place trades, and does not take custody of your assets.


By invitation
Join the first 500
For anyone with savings or investments in more than one country.
No minimums
No commission
The first 500 members pay $19 a month or $190 a year, for as long as they’re members. After that, $29 a month or $250 a year.